Indiana Practice TestFair Housing

Indiana Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Indiana candidates must know both federal and state-level protections. While Indiana enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Indiana Professional Licensing Agency also tests how these protections apply in Indiana-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Indiana Fair Housing — Practice Questions & Answers

98 questions on Fair Housing from the Indiana real estate question bank. First 10 are free — sign up to unlock all 98.

Q1. Which of the following is NOT a protected class under the federal Fair Housing Act?

A.Race
B.Religion
C.Sexual orientation
D.National origin

Explanation

Sexual orientation is NOT a protected class under the federal Fair Housing Act (though some states and localities have added it). The seven federal protected classes are: race, color, religion, sex, national origin, familial status, and disability.

Q2. Under the Fair Housing Act, which of the following is a permissible advertising practice?

A.Advertising 'ideal for young professionals' to discourage families with children
B.Stating 'Christians preferred' in a rental listing
C.Advertising 'great schools nearby' for a family-oriented listing
D.Including 'no minorities' in a private listing

Explanation

Describing neighborhood features such as 'great schools nearby' is a permissible and factual statement. However, using terms that suggest preference or discouragement based on protected characteristics (such as 'Christians preferred' or 'ideal for young professionals') violates the Fair Housing Act.

Q3. Under Indiana's fair housing law, who may file a complaint alleging a fair housing violation?

A.Only the Indiana Civil Rights Commission
B.Only the federal government
C.Any person who believes they have been discriminated against
D.Only real estate agents

Explanation

Any person who believes they have been subjected to housing discrimination may file a complaint with HUD, the Indiana Civil Rights Commission, or in state or federal court.

Q4. A landlord refuses to rent to a person because they use a wheelchair and live with an assistance animal. This is an example of discrimination based on:

A.Race
B.Familial status
C.Disability
D.Sex

Explanation

Disability (handicap) is a protected class under the Fair Housing Act. Refusing to rent to a person because they use a wheelchair or have a disability-related assistance animal is a violation of the Act.

Q5. The federal Fair Housing Act of 1968 prohibits discrimination based on all of the following EXCEPT:

A.Race
B.Religion
C.Occupation
D.National origin

Explanation

The federal Fair Housing Act prohibits discrimination based on race, color, religion, sex, national origin, disability, and familial status. Occupation is not a protected class.

Q6. The Indiana Fair Housing Act adds which protected class not covered by the federal act?

A.Sexual orientation
B.Age
C.Ancestry
D.Veteran status

Explanation

Indiana's Fair Housing Act adds ancestry as an additional protected class beyond the seven federal protected classes.

Q7. Steering is the illegal practice of:

A.Refusing to show properties in certain price ranges
B.Directing buyers toward or away from neighborhoods based on protected class characteristics
C.Setting different commission rates for different clients
D.Advertising properties only in certain publications

Explanation

Steering violates fair housing law by directing buyers or renters toward or away from particular neighborhoods based on their race, religion, or other protected characteristics.

Q8. Blockbusting is best described as:

A.Refusing to lend in certain neighborhoods
B.Inducing homeowners to sell by suggesting that protected-class members are moving into the area
C.Requiring higher down payments from minorities
D.Advertising properties exclusively to one demographic

Explanation

Blockbusting (panic peddling) involves inducing owners to sell or rent by exploiting fears about the entry of protected-class members into a neighborhood.

Q9. Redlining is the illegal practice of:

A.Marking property boundaries in red on a survey
B.Denying loans or insurance based on the racial or ethnic composition of a neighborhood
C.Setting asking prices above appraised value
D.Requiring excessive documentation from minority buyers

Explanation

Redlining is the discriminatory practice of denying credit, insurance, or services to residents of certain geographic areas based on racial or ethnic composition.

Q10. Under the federal Fair Housing Act, which of the following is a reasonable accommodation?

A.Allowing a tenant with a disability to have an assistance animal despite a no-pets policy
B.Charging a higher security deposit to all tenants with pets
C.Refusing to rent to a wheelchair user because the unit has stairs
D.Requiring a disabled tenant to use a different entrance

Explanation

A reasonable accommodation for a person with a disability includes waiving a no-pets policy to allow an assistance or service animal.

Q11. A landlord may legally refuse to rent to an applicant who:

A.Has a disability
B.Has three children
🔒

88 more Fair Housing questions

Create a free account to unlock all 98 Indiana Fair Housing questions with full explanations.

Free account · No credit card · Instant access to 25 questions

Ready to take the full exam? Start free.

25 free questions · No signup · Instant access to all Indiana topics