Indiana Practice TestContracts

Indiana Contracts
Practice Questions & Answers (2026)

Contract law questions on the Indiana real estate exam test both general contract principles and Indiana-specific transaction requirements. The Indiana Professional Licensing Agency tests how Indiana contract law applies to purchase agreements, counteroffers, contingencies, and earnest money disputes. Pay close attention to offer and acceptance mechanics, how counteroffers extinguish prior offers, and the specific timelines under Indiana law for earnest money handling and contingency resolution. These are areas where candidates who studied nationally often apply the right concept but the wrong IN-specific timeframe or rule.

Practice Questions

Indiana Contracts — Practice Questions & Answers

147 questions on Contracts from the Indiana real estate question bank. First 10 are free — sign up to unlock all 147.

Q1. In Indiana, if a seller rejects a buyer's offer and makes a counteroffer, the original offer:

A.Remains open until the buyer responds
B.Is automatically extended for 48 hours
C.Is terminated and no longer available for acceptance
D.Is held in reserve until the counteroffer expires

Explanation

A counteroffer is a rejection of the original offer and the creation of a new offer. Once the seller counters, the original offer is terminated and the buyer is not obligated to accept or respond.

Q2. A buyer includes an inspection contingency in their purchase offer. After the inspection, the buyer may:

A.Negotiate repairs or credits, or cancel the contract within the contingency period
B.Cancel the contract only if the seller refuses all repairs
C.Demand a price reduction of up to 10%
D.Extend the contingency period indefinitely

Explanation

An inspection contingency gives the buyer the right to have the property inspected and, based on the findings, to request repairs, credits, or price reductions — or to cancel the contract within the specified contingency period.

Q3. What is the difference between an 'as-is' sale and a standard real estate sale?

A.In an as-is sale, the seller has no duty to disclose known defects
B.In an as-is sale, the seller will not make repairs, but still must disclose known material defects
C.An as-is sale eliminates the buyer's right to an inspection
D.An as-is sale provides the buyer with additional legal protections

Explanation

In an 'as-is' sale, the seller sells the property in its current condition and will not make repairs. However, the seller must still disclose known material defects. The buyer retains the right to inspect.

Q4. A land contract (contract for deed) is an installment sale arrangement in which:

A.The buyer receives legal title immediately and pays the seller in installments
B.The seller retains legal title until the purchase price is paid in full
C.A third-party lender finances the transaction
D.The property is held in escrow until the final payment

Explanation

In a land contract (contract for deed), the seller retains legal title to the property while the buyer takes possession and makes installment payments. The seller conveys legal title only after the purchase price has been paid in full.

Q5. Rescission of a real estate contract means:

A.Modifying the terms of the contract
B.Assigning the contract to a third party
C.Canceling the contract and returning the parties to their original positions
D.Extending the closing date

Explanation

Rescission cancels the contract and returns both parties to the positions they were in before the contract was made. Rescission may be mutual (by agreement) or ordered by a court in cases of fraud, misrepresentation, or material breach.

Q6. Under Indiana law, an amendment to a real estate purchase agreement must be:

A.Verbal and witnessed by a notary
B.In writing and signed by all parties
C.Approved by the Indiana Real Estate Commission
D.Filed with the county recorder

Explanation

Under the Statute of Frauds and general contract law principles, amendments to real estate purchase agreements must be in writing and signed by all parties to be enforceable.

Q7. For a real estate contract in Indiana to be enforceable, it must be:

A.Notarized by a county official
B.In writing and signed by the parties
C.Filed with the county recorder within 10 days
D.Approved by the Indiana Real Estate Commission

Explanation

Under the Statute of Frauds, real estate contracts must be in writing and signed by the parties to be enforceable in Indiana.

Q8. Which element is NOT required for a valid contract?

A.Offer and acceptance
B.Consideration
C.Notarization
D.Legal purpose

Explanation

A valid contract requires offer and acceptance, consideration, competent parties, and legal purpose. Notarization is not a requirement for contract validity.

Q9. A counteroffer legally:

A.Accepts the original offer with minor changes
B.Rejects the original offer and creates a new offer
C.Extends the deadline of the original offer
D.Binds both parties immediately

Explanation

A counteroffer constitutes a rejection of the original offer and simultaneously creates a new offer that the original offeror may accept or reject.

Q10. In an Indiana purchase agreement, earnest money is typically held by:

A.The seller directly
B.The listing broker or title company in an escrow account
C.The buyer's bank
D.The Indiana Real Estate Commission

Explanation

Earnest money in Indiana is typically deposited with the listing broker or a title company and held in an escrow account until closing.

Q11. A contract is voidable when:

A.Both parties agree to cancel it
B.One party had the legal right to rescind due to fraud, duress, or incapacity
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