Indiana Agency
Practice Questions & Answers (2026)

Agency law is one of the most tested subjects on the Indiana real estate exam, and it's also one of the most misunderstood. The Indiana Professional Licensing Agency expects licensees to understand the legal duties owed to clients vs. customers, and the specific timing of required disclosures under Indiana law. Study these questions carefully — candidates who rely on national agency frameworks and don't account for IN-specific rules are among the most common failures on the state portion.

Practice Questions

Indiana Agency — Practice Questions & Answers

127 questions on Agency from the Indiana real estate question bank. First 10 are free — sign up to unlock all 127.

Q1. Indiana requires that the agency disclosure form be provided to a consumer:

A.Only at closing
B.Before the consumer signs any contract
C.At first substantive contact
D.Only if the consumer requests it

Explanation

Indiana requires brokers to provide the agency disclosure to consumers at first substantive contact. This allows consumers to understand the broker's role and who the broker represents before sharing sensitive information.

Q2. In a dual agency transaction in Indiana, the broker CANNOT do which of the following?

A.Disclose the terms of competing offers
B.Assist the buyer with completing their offer
C.Disclose the seller's minimum acceptable price without their consent
D.Present the seller's counter-offer to the buyer

Explanation

In a dual agency, the broker cannot disclose the seller's minimum acceptable price (or the buyer's maximum price) without the respective party's consent. Such confidential information could unfairly harm one party's negotiating position.

Q3. The fiduciary duty of 'obedience' requires an agent to:

A.Follow all of the client's lawful instructions
B.Submit all offers regardless of price
C.Obey the instructions of the opposing party
D.Follow only written instructions

Explanation

The fiduciary duty of obedience requires the agent to follow all of the client's lawful and ethical instructions promptly. The agent is not required to follow illegal or unethical instructions, such as directing the agent to violate fair housing laws.

Q4. In Indiana, a transaction broker (facilitator) represents:

A.Only the seller
B.Only the buyer
C.Both buyer and seller as clients
D.Neither party as a client, assisting with the transaction only

Explanation

A transaction broker (or facilitator) in Indiana does not represent either party as a client and owes no fiduciary duties. The transaction broker assists both parties with the mechanics of the transaction while treating both fairly and honestly.

Q5. Express agency is created by:

A.The conduct of the parties without a formal agreement
B.Court appointment of an agent
C.A written or oral agreement between the principal and agent
D.The agent's unilateral assumption of duties

Explanation

Express agency is created by an explicit, formal agreement — either written or oral — between the principal and agent. A listing agreement is the most common example of an express agency relationship in real estate.

Q6. A principal may terminate an agency relationship at any time. However, doing so before the agency term expires may result in:

A.Criminal prosecution of the principal
B.License revocation of the broker
C.The principal being liable for damages to the agent
D.Automatic renewal of the listing agreement

Explanation

While a principal can terminate an agency relationship at will, terminating before the contractual term expires may constitute a breach of the listing agreement, making the principal liable for the broker's damages (such as marketing expenses incurred).

Q7. Under Indiana agency law, a dual agent must obtain written consent from:

A.Only the seller
B.Only the buyer
C.Both the buyer and the seller
D.The Indiana Real Estate Commission

Explanation

Dual agency in Indiana requires informed written consent from both the buyer and the seller before the broker may represent both parties.

Q8. Which type of agency relationship is created when a broker is appointed to represent a buyer exclusively?

A.Seller's agency
B.Buyer's agency
C.Dual agency
D.Subagency

Explanation

A buyer's agency relationship is created when a broker is appointed solely to represent the interests of the buyer in a transaction.

Q9. An agent's duty of loyalty requires that the agent:

A.Disclose all material facts to both parties
B.Place the client's interests above all others, including the agent's own
C.Obtain the highest possible price for any property
D.Report all offers to the Indiana Real Estate Commission

Explanation

The duty of loyalty requires an agent to place the client's interests above those of all others, including the agent's personal interests.

Q10. Designated agency in Indiana means:

A.One broker represents both parties in the same transaction
B.A principal broker designates different affiliated brokers to represent buyer and seller separately
C.The state designates an agent for unrepresented parties
D.A buyer and seller agree to use the same agent without disclosure

Explanation

Designated agency allows a principal broker to appoint separate affiliated licensees to represent the buyer and seller, reducing dual agency conflicts.

Q11. A listing agent learns that the seller's roof has an undisclosed leak. The agent's duty requires:

A.Keep the information confidential to protect the seller
B.Disclose the material defect to prospective buyers
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