Maryland Practice TestEnvironmental

Maryland Environmental
Practice Questions & Answers (2026)

Environmental questions on the Maryland exam cover both federal environmental laws and Maryland-specific disclosure requirements. Federal topics include lead-based paint (pre-1978 housing), asbestos, radon, underground storage tanks, and CERCLA liability. Maryland has additional state-level environmental disclosure requirements enforced by the Maryland Real Estate Commission — including Maryland-specific environmental conditions that affect property use and disclosure. Environmental questions trip up candidates who studied only federal law without reviewing the MD-specific overlay.

Practice Questions

Maryland Environmental — Practice Questions & Answers

112 questions on Environmental from the Maryland real estate question bank. First 10 are free — sign up to unlock all 112.

Q1. What is the Maryland Bay Restoration Fund fee associated with?

A.A fee charged to all new construction projects near the Chesapeake Bay
B.A septic system upgrade fund financed by a fee on nitrogen-based nutrients to improve Chesapeake Bay water quality
C.A tax on waterfront property sales
D.An environmental impact fee on commercial developments

Explanation

The Bay Restoration Fund (flush tax) is a fee on septic and sewer users to fund upgrades that reduce nitrogen in the Chesapeake Bay watershed.

Q2. Radon is a concern in Maryland real estate primarily because:

A.It is a liquid contaminant that enters through municipal water supplies
B.It is a naturally occurring radioactive gas that can accumulate in homes and cause lung cancer
C.It is a byproduct of lead paint deterioration
D.It is found only in commercial properties near industrial sites

Explanation

Radon is a naturally occurring radioactive gas that seeps from the ground and can accumulate in enclosed spaces, posing a lung cancer risk.

Q3. Under Maryland law, sellers of pre-1978 homes must provide buyers with:

A.A certified lead paint inspection report
B.An EPA-approved lead paint pamphlet and disclosure of known lead-based paint hazards
C.A lead remediation certificate
D.A lead-free certification from a licensed inspector

Explanation

Federal law (and Maryland law) requires sellers of pre-1978 housing to provide the EPA lead paint pamphlet and disclose known lead-based paint hazards.

Q4. Which federal law governs the cleanup of hazardous waste sites and may hold current property owners liable for contamination even if they did not cause it?

A.CERCLA (Superfund)
B.RCRA
C.Clean Water Act
D.Clean Air Act

Explanation

CERCLA (the Comprehensive Environmental Response, Compensation, and Liability Act), known as Superfund, can impose cleanup liability on current property owners regardless of fault.

Q5. Underground storage tanks (USTs) are an environmental concern in real estate primarily because:

A.They increase property taxes
B.They may leak petroleum products or chemicals, contaminating soil and groundwater
C.They violate zoning ordinances in most Maryland counties
D.They must be disclosed only on commercial properties

Explanation

USTs, particularly old steel tanks, can corrode and leak petroleum or hazardous chemicals, contaminating soil and groundwater and creating significant liability.

Q6. Asbestos is most hazardous when it is:

A.Intact and undisturbed (friable condition)
B.Intact and not releasing fibers (non-friable)
C.Disturbed or damaged and releasing fibers (friable condition)
D.Found in exterior insulation only

Explanation

Asbestos becomes hazardous when it is friable — disturbed or damaged so that fibers are released into the air and can be inhaled.

Q7. A property located within a FEMA-designated Special Flood Hazard Area (SFHA) requires the buyer to:

A.Install flood barriers before closing
B.Purchase flood insurance if obtaining a federally backed mortgage
C.Obtain a variance from the local zoning board
D.Disclose the flood zone only if the property has previously flooded

Explanation

Federal law requires flood insurance on properties in SFHAs when the mortgage is federally backed (FHA, VA, conventional with government-sponsored backing).

Q8. The presence of mold in a home is primarily a concern because:

A.It structurally weakens steel beams
B.It can cause serious health problems including respiratory issues and allergic reactions
C.It voids the homeowner's title insurance
D.It is required to be disclosed only in commercial transactions in Maryland

Explanation

Mold can cause significant health problems, particularly respiratory issues; its presence is a material defect that must be disclosed in Maryland.

Q9. What does the term 'environmental due diligence' typically involve in a commercial real estate transaction?

A.Reviewing the property's title history only
B.Conducting Phase I and possibly Phase II Environmental Site Assessments
C.Reviewing local zoning regulations
D.Obtaining a flood zone determination only

Explanation

Environmental due diligence for commercial property typically includes a Phase I ESA (records review and site visit) and, if warranted, a Phase II ESA (soil/water sampling).

Q10. Carbon monoxide (CO) detectors are required in Maryland residential properties:

A.Only in homes built after 2010
B.On every level of a dwelling unit containing a fuel-burning appliance or attached garage
C.Only in homes with gas heating systems
D.Only in rental properties, not owner-occupied homes

Explanation

Maryland law requires carbon monoxide alarms on every level of a dwelling unit that contains a fuel-burning appliance or has an attached garage.

Q11. The Maryland Critical Area Act establishes a buffer around the Chesapeake Bay and tributaries of:

A.500 feet
B.750 feet
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