Maryland Agency
Practice Questions & Answers (2026)
Agency law is one of the most tested subjects on the Maryland real estate exam, and it's also one of the most misunderstood. The Maryland Real Estate Commission expects licensees to understand the legal duties owed to clients vs. customers, and the specific timing of required disclosures under Maryland law. Study these questions carefully — candidates who rely on national agency frameworks and don't account for MD-specific rules are among the most common failures on the state portion.
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Maryland Agency — Practice Questions & Answers
140 questions on Agency from the Maryland real estate question bank. First 10 are free — sign up to unlock all 140.
Q1. In Maryland, which disclosure form must a licensee provide to a buyer or seller at the first meeting involving a specific property?
Explanation
Maryland requires licensees to provide the 'Understanding Whom Real Estate Agents Represent' (UWAR) form at the first meeting involving a specific property to disclose the nature of agency relationships.
Q2. Under Maryland agency law, a 'disclosed dual agent' must:
Explanation
A disclosed dual agent in Maryland must obtain written informed consent from both the buyer and the seller before proceeding with dual representation.
Q3. Maryland's 'intra-company agent' designation allows:
Explanation
Maryland's intra-company agent (designated agent) arrangement allows the broker to designate separate licensees within the same company to exclusively represent the buyer and the seller, reducing dual agency conflicts.
Q4. A Maryland licensee representing a buyer has a duty to:
Explanation
A buyer's agent in Maryland must negotiate in the buyer's best interest and disclose all material facts about the property and transaction that could affect the buyer's decision.
Q5. The duty of 'loyalty' owed by a Maryland agent to a client means the agent must:
Explanation
The fiduciary duty of loyalty requires the agent to place the client's interests above all others — including the agent's own financial interests — in all decisions related to the transaction.
Q6. In Maryland, a licensee acting as a seller's sub-agent owes fiduciary duties to:
Explanation
A sub-agent (such as a cooperating agent working with a buyer in a subagency arrangement) owes fiduciary duties to the seller — the original principal — not to the buyer they are assisting.
Q7. In Maryland, when must an agent provide the Understanding Whom Real Estate Agents Represent disclosure?
Explanation
Maryland law requires the agency disclosure document to be provided at the first scheduled face-to-face meeting with a prospective client.
Q8. Under Maryland law, which type of agency relationship allows one licensee to represent both buyer and seller in the same transaction with written consent?
Explanation
Dual agency in Maryland allows one agent (or brokerage) to represent both parties with written informed consent from both the buyer and the seller.
Q9. Designated agency in Maryland means:
Explanation
Designated agency allows a broker to assign different agents within the same firm to exclusively represent the buyer and seller, avoiding true dual agency.
Q10. Which fiduciary duty requires an agent to place the client's interests above their own?
Explanation
The duty of loyalty requires the agent to put the client's interests first, above the agent's own interests or those of any third party.
Q11. A buyer's agent in Maryland owes which of the following duties to the seller?
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