New Hampshire Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but New Hampshire candidates must know both federal and state-level protections. While New Hampshire enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the New Hampshire Real Estate Commission also tests how these protections apply in New Hampshire-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

New Hampshire Fair Housing — Practice Questions & Answers

123 questions on Fair Housing from the New Hampshire real estate question bank. First 10 are free — sign up to unlock all 123.

Q1. A real estate agent who only shows homes in certain neighborhoods to buyers based on their national origin is guilty of:

A.Blockbusting
B.Steering
C.Redlining
D.Puffing

Explanation

Steering is the illegal practice of directing buyers toward or away from specific neighborhoods based on protected characteristics such as national origin, race, or religion.

Q2. Under the Fair Housing Act, which of the following is allowed?

A.Refusing to sell to a person because of their religion
B.Setting different rental terms for tenants based on familial status
C.Advertising a property as 'ideal for couples without children'
D.A senior housing community that complies with the Housing for Older Persons Act (HOPA)

Explanation

Senior housing communities that meet the requirements of HOPA (at least 80% of units occupied by at least one person 55+, with published age-verification policies) are exempt from the familial status protection of the Fair Housing Act.

Q3. A person who believes they have experienced housing discrimination in New Hampshire can file a complaint with:

A.Only the NH Real Estate Commission
B.The U.S. Department of Housing and Urban Development (HUD) and/or the NH Commission for Human Rights
C.Only the NH courts
D.Only the licensee's supervising broker

Explanation

Victims of housing discrimination may file complaints with HUD (within one year of the alleged act) and/or the NH Commission for Human Rights at the state level.

Q4. Which of the following statements about disability accommodations under the Fair Housing Act is TRUE?

A.Landlords must make structural changes at their own expense for all disabled tenants
B.Landlords must permit reasonable modifications paid for by the tenant, who may be required to restore the unit
C.Only new construction buildings must comply with accessibility requirements
D.Disability accommodations apply only to common areas, not individual units

Explanation

Under the FHA, disabled tenants have the right to make reasonable modifications to their unit at their own expense. Landlords may require the tenant to restore the unit to its original condition upon move-out.

Q5. The Civil Rights Act of 1866 prohibits discrimination in real estate based on:

A.Race only
B.Race, color, religion, and national origin
C.All protected classes under the Fair Housing Act
D.Disability and familial status

Explanation

The Civil Rights Act of 1866 prohibits discrimination in property transactions based solely on race. It has no exceptions and applies to all property, including residential and commercial.

Q6. Blockbusting is defined as:

A.Redlining neighborhoods for lending purposes
B.Inducing panic selling by suggesting that protected classes are moving into the neighborhood
C.Refusing to show homes in certain neighborhoods
D.Setting different rental terms based on race

Explanation

Blockbusting (panic peddling) is the illegal practice of inducing homeowners to sell by suggesting that persons of a protected class are moving into the neighborhood, implying this will lower property values.

Q7. Under the Fair Housing Act, 'familial status' protects:

A.Only single-parent households
B.Households with children under 18 and pregnant women
C.All family members regardless of age
D.Only legally married couples with children

Explanation

Familial status protection covers households with one or more children under 18 under the care of a parent or legal guardian, as well as pregnant women and those in the process of securing legal custody.

Q8. A landlord who refuses to allow a tenant with a disability to keep a service dog in a no-pets building is likely:

A.Within their rights under the no-pets policy
B.Violating the Fair Housing Act's reasonable accommodation requirement
C.Required only to consider the request for a fee
D.Exempt if the building has fewer than 4 units

Explanation

A service animal or emotional support animal used by a person with a disability is not a 'pet' under the Fair Housing Act. Refusing to waive a no-pets policy for a disabled tenant's service animal violates the reasonable accommodation requirement.

Q9. Redlining is the illegal practice of:

A.Marking flood zones on a property map
B.Lenders refusing to make loans in certain areas based on the racial composition of the neighborhood
C.Agents showing properties only in upscale areas
D.Sellers refusing to accept offers below a certain price

Explanation

Redlining is the discriminatory practice where lenders refuse to provide loans or insurance in certain geographic areas based on the racial, ethnic, or socioeconomic composition of those neighborhoods.

Q10. In New Hampshire, the state agency that handles housing discrimination complaints is the:

A.NH Real Estate Commission
B.NH Commission for Human Rights
C.NH Department of Justice
D.NH Division of Consumer Protection

Explanation

The NH Commission for Human Rights is the state agency responsible for investigating and adjudicating complaints of discrimination in housing, employment, and public accommodations.

Q11. Under the Americans with Disabilities Act (ADA), which type of real estate is primarily covered?

A.Single-family residential properties
B.Commercial facilities and public accommodations
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