Property Ownership

A deed of trust used as a security instrument differs from a mortgage in that:

AA deed of trust involves two parties and a mortgage involves three
BA deed of trust involves three parties (borrower, trustee, lender) and allows non-judicial foreclosure in some states✓ Correct
CA deed of trust is only used for commercial properties
DA mortgage cannot be used in Alabama

Explanation

A deed of trust involves three parties — the borrower (trustor), a neutral third-party trustee, and the lender (beneficiary) — and in many states allows the trustee to foreclose without court involvement.

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