Finance
A lender who charges fees or points to increase yield on a below-market-rate loan is charging:
APMI premiums
BDiscount points✓ Correct
COrigination points
DLoan processing fees
Explanation
Discount points are prepaid interest paid at closing to reduce the interest rate. When the rate is already subsidized or below market, additional points may be charged to bring the lender's yield to market levels.
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