Escrow & TitleIntermediateAlabama Exam

A title search reveals a mechanic's lien on the property from an unpaid contractor. At closing, this lien is typically:

AIgnored if it is more than one year old
BPaid off from the seller's proceeds so the buyer receives clear titleCorrect
CTransferred to the buyer as a condition of sale, under standard practice
DAssumed by the buyer's lender

Why Paid off from the seller's proceeds so the buyer receives clear title Is Correct

Answer B: Paid off from the seller's proceeds so the buyer receives clear title

Liens must generally be satisfied before a clear title can be conveyed. The seller is responsible for paying off any existing liens (including mechanic's liens) from closing proceeds so the buyer receives marketable title.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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