Fair Housing
An Alabama property owner who rents out a single-family home without using a real estate agent is exempt from the Fair Housing Act ONLY if they:
AAre over age 65
BOwn no more than three single-family homes and do not use discriminatory advertising✓ Correct
CLive in the adjacent property
DHave owned the property for more than 10 years
Explanation
The 'Mrs. Murphy exemption' under the Fair Housing Act allows owners of single-family homes who own no more than three such homes and do not use a broker or discriminatory advertising to be exempt.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Joint TenancyCo-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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