Escrow & Title
An Alabama title insurance policy protects the insured against:
AFuture zoning changes
BPhysical damage to the property
CDefects in title that existed at the time of the policy✓ Correct
DFuture tax assessments
Explanation
Title insurance protects against losses arising from defects in title that existed at the time the policy was issued — such as undiscovered liens, forgeries, and prior claims. It does not cover future events.
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