Property Valuation

An appraisal conducted for a federally related loan transaction must be performed by a:

ALicensed real estate agent
BState-certified or state-licensed appraiser✓ Correct
CReal estate broker with 5+ years experience
DMember of AREC's appraisal panel

Explanation

Federal regulations (FIRREA and USPAP) require that appraisals for federally related transactions be conducted by a state-certified or state-licensed real estate appraiser. Alabama licenses appraisers separately from real estate licensees.

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