Which of the following describes 'disparate treatment' in fair housing?
Why Intentionally treating a person differently because of their membership in a protected class Is Correct
Answer B: Intentionally treating a person differently because of their membership in a protected class
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
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Related Alabama Questions
- The federal Fair Housing Act of 1968 prohibits discrimination in housing based on which protected class that was added in 1988?Fair Housing
- Alabama's fair housing laws prohibit discrimination based on which federal protected classes plus additional state protections?Fair Housing
- Under the Fair Housing Act, which of the following is a protected class?Fair Housing
- The 'familial status' protected class under the Fair Housing Act covers:Fair Housing
- Which federal law prohibits discrimination in lending based on race, color, national origin, religion, sex, familial status, or disability?Finance
- Under the federal Fair Housing Act, a landlord may NOT refuse to rent to an applicant because of their:Property Management
Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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