Property ValuationIntermediateAlabama Exam

In a declining market, a time adjustment to comparable sales would generally be:

APositive (upward)
BNegative (downward)Correct
CNo adjustment needed
DApplied only to the subject property

Why Negative (downward) Is Correct

Answer B: Negative (downward)

In a declining market, prices have fallen since earlier sales, so comparables from earlier periods need a negative (downward) time adjustment to reflect current lower market conditions.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

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