Property Ownership

Which of the following is an encumbrance on Alabama real property?

AA fee simple title
BA mortgage lien✓ Correct
CAn appurtenant easement benefiting the property
DA homestead exemption

Explanation

An encumbrance is a claim, lien, charge, or liability that affects the title to property. A mortgage lien is an encumbrance. An easement benefiting the property (appurtenant) is an appurtenance, not an encumbrance on that dominant estate.

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