AgencyIntermediateAlabama Exam

Which of the following is the BEST example of a material fact that must be disclosed to a buyer?

AThe seller's reason for moving
BThe buyer's loan terms
CA known structural defect in the foundationCorrect
DThe neighborhood's average income level, in general

Why A known structural defect in the foundation Is Correct

Answer C: A known structural defect in the foundation

A material fact is any fact that would likely affect a reasonable buyer's decision to purchase or the price they would pay. A known structural defect (such as a cracked foundation) is clearly material.

Exam Tip: Agency

Agency questions are among the most tested on the exam. Focus on the difference between client and customer, and memorize the fiduciary duties (OLD CAR). Watch for questions that try to blur the line between a general agent and a special agent.

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