Fair Housing
'Redlining' refers to:
AMarking property boundaries on a survey
BRefusing to make mortgage loans or offer insurance in certain geographic areas based on racial composition✓ Correct
CRequiring a buyer to use a specific title company
DPenalizing agents for overpricing listings
Explanation
Redlining is the illegal practice of refusing to provide loans, insurance, or other financial services to properties in certain geographic areas based on their racial or ethnic composition, regardless of the applicants' individual qualifications.
Related Alabama Fair Housing Questions
- The concept of 'reasonable accommodation' under the Fair Housing Act applies to:
- Under the Fair Housing Act, a landlord must allow a tenant with a disability to make reasonable modifications to a rental unit. Who typically pays for these modifications?
- An Alabama real estate ad that says 'ideal for empty nesters' could be considered discriminatory because it:
- Which of the following is an example of blockbusting?
- Which federal agency is primarily responsible for enforcing the Fair Housing Act?
- Steering in real estate means:
- Which of the following is an example of redlining?
- Redlining is the illegal practice of:
Practice More Alabama Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Alabama Quiz →