Fair HousingIntermediateAlabama Exam

Testing for fair housing violations involves:

ALandlords testing prospective tenants' credit, which is the standard approach used

BFair housing investigators using matched pairs to detect discriminatory treatmentCorrect

CHUD administering written exams to landlords

DAgents testing market conditions for pricing

Why Fair housing investigators using matched pairs to detect discriminatory treatment Is Correct

Answer B: Fair housing investigators using matched pairs to detect discriminatory treatment

Fair housing testing uses matched pairs — two individuals who are alike in all respects except for a protected characteristic — to detect discriminatory treatment by housing providers.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Comparable Sales (Comps)

Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.