Finance
The CFPB regulates mortgage lending through which two key disclosure rules?
AHMDA and CRA
BTRID (Loan Estimate + Closing Disclosure) and RESPA✓ Correct
CECOA and FCRA
DFIRREA and USPAP
Explanation
The CFPB enforces TRID (TILA-RESPA Integrated Disclosure), which combines the Loan Estimate and Closing Disclosure, and RESPA, which prohibits kickbacks and requires disclosures in settlement services.
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