The concept of 'disparate impact' in fair housing means:
Why A neutral policy that disproportionately affects a protected class, even without discriminatory intent Is Correct
Answer B: A neutral policy that disproportionately affects a protected class, even without discriminatory intent
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
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Related Alabama Questions
- An Alabama property manager who enforces a 'no children' policy in a large apartment complex is most likely violating which protected class under the Fair Housing Act?Fair Housing
- Under the Fair Housing Act, which of the following is a protected class?Fair Housing
- The 'familial status' protected class under the Fair Housing Act covers:Fair Housing
- Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?Fair Housing
Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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