Finance
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating against applicants based on:
ACredit score
BRace, color, religion, national origin, sex, marital status, age, or receipt of public assistance✓ Correct
CLoan amount requested
DDebt-to-income ratio
Explanation
ECOA prohibits credit discrimination based on race, color, religion, national origin, sex, marital status, age (provided the applicant is of legal age), or receipt of income from public assistance programs. All creditworthy applicants must be evaluated on their financial merits.
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