Property Ownership

The equitable right of redemption in Alabama allows a defaulted borrower to:

ARedeem the property only after foreclosure is complete
BPay off the full debt and redeem the property before the foreclosure sale✓ Correct
CReceive a refund of past payments made on the loan
DNegotiate a reduced payoff with the lender

Explanation

The equitable right of redemption allows a defaulted borrower to reclaim their property by paying the full debt owed plus costs — this right exists before the foreclosure sale is completed.

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