Finance
The Real Estate Settlement Procedures Act (RESPA) prohibits:
ACharging any closing costs to the buyer
BKickbacks and unearned fees in the settlement process✓ Correct
CUsing attorneys at closings
DSelling mortgages in the secondary market
Explanation
RESPA prohibits kickbacks, referral fees, and unearned fees in the mortgage settlement process to protect consumers from inflated closing costs.
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