Escrow & Title
What is a 'cloud on title'?
AA type of title insurance policy
BAny claim, lien, or encumbrance that may impair the owner's ability to convey clear title✓ Correct
CThe legal description of a property
DA temporary hold on the property's market value
Explanation
A cloud on title is any document, claim, or encumbrance that casts doubt on the owner's clear title — for example, an unresolved lien, a disputed boundary, an old mortgage not properly released, or a forged deed in the chain.
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