Escrow & TitleIntermediateAlaska Exam

A title search reveals a mechanic's lien filed by a contractor who was not paid for work on the property. At closing, this lien should be:

AIgnored because it becomes the buyer's responsibility after closing
BSatisfied and released before or at closing to convey clear titleCorrect
CTransferred to the buyer's title insurance policy without resolution
DReported to the Alaska Real Estate Commission

Why Satisfied and released before or at closing to convey clear title Is Correct

Answer B: Satisfied and released before or at closing to convey clear title

A mechanic's lien is an encumbrance on the property that must be resolved before title can be conveyed free and clear. Typically, the lien is paid from the seller's proceeds at closing, and a release is recorded to clear the title.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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