An Alaska homeowner selling their home without using a real estate agent who makes discriminatory statements in their advertising is:
Why Still subject to the Fair Housing Act, which covers all residential housing transactions Is Correct
Answer B: Still subject to the Fair Housing Act, which covers all residential housing transactions
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
Key Fair Housing Terms in This Question
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- Which exemption allows a private individual who owns no more than three single-family homes to sell without using a broker exempt from the Fair Housing Act?Fair Housing
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Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Deed of TrustA security instrument used in many states instead of a mortgage, involving three parties: borrower (trustor), lender (beneficiary), and a neutral trustee.
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