Fair Housing
An Alaska landlord can legally ask a prospective tenant about their:
AReligion
BCountry of birth
CRental history and ability to pay rent✓ Correct
DMarital status
Explanation
Landlords may ask about rental history, credit history, income, and ability to pay rent — as long as these criteria are applied consistently to all applicants. Questions about religion, national origin, marital status, familial status, disability, or other protected classes are impermissible.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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