Property Ownership

Which of the following creates a voluntary lien on real property in Alaska?

AAn unpaid property tax assessment
BA mechanics lien filed by a contractor
CA mortgage executed by the property owner✓ Correct
DA judgment entered against the property owner

Explanation

A voluntary lien is intentionally created by the property owner. A mortgage (or deed of trust) is the classic voluntary lien — the owner voluntarily pledges the property as collateral for a loan. Tax liens, mechanics liens, and judgment liens are involuntary liens imposed without the owner's direct consent.

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