Escrow & TitleIntermediateAlaska Exam

In a closing statement, a proration is used to:

ACalculate the broker's commission
BAllocate ongoing expenses between buyer and seller based on the closing dateCorrect
CDetermine the loan origination fee
DAdjust the purchase price for market conditions, according to common practice

Why Allocate ongoing expenses between buyer and seller based on the closing date Is Correct

Answer B: Allocate ongoing expenses between buyer and seller based on the closing date

Prorations at closing allocate ongoing expenses — such as property taxes, HOA dues, and prepaid rents — between buyer and seller based on their respective periods of ownership. The party who owes for a period they did not own is charged; the party who prepaid is credited.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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