Escrow & Title

In a closing statement, a proration is used to:

ACalculate the broker's commission
BAllocate ongoing expenses between buyer and seller based on the closing date✓ Correct
CDetermine the loan origination fee
DAdjust the purchase price for market conditions

Explanation

Prorations at closing allocate ongoing expenses — such as property taxes, HOA dues, and prepaid rents — between buyer and seller based on their respective periods of ownership. The party who owes for a period they did not own is charged; the party who prepaid is credited.

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