Escrow & Title

In Alaska, a 'buyer's closing costs' typically include all of the following EXCEPT:

ALoan origination fee
BTitle insurance premium for the owner's policy
CReal estate commission✓ Correct
DPrepaid property taxes and homeowner's insurance

Explanation

Real estate commission is typically a seller's closing cost — it is paid from the seller's proceeds. Buyer's closing costs typically include lender fees, title insurance, prepaid items, taxes, and recording fees. The allocation of specific costs is negotiable and may vary by transaction.

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