Escrow & TitleIntermediateAlaska Exam

In Alaska, a 'covenant against encumbrances' in a warranty deed means the grantor warrants that:

AThe property has no buildings on it
BThere are no encumbrances on the title beyond those stated in the deedCorrect
CThe property is not subject to any zoning restrictions
DThe grantor will not encumber the property in the future, in most cases

Why There are no encumbrances on the title beyond those stated in the deed Is Correct

Answer B: There are no encumbrances on the title beyond those stated in the deed

The covenant against encumbrances is one of the six covenants in a general warranty deed. It warrants that the property is free from encumbrances (such as mortgages, easements, or liens) other than those specifically identified and excepted in the deed.

Exam Tip: Escrow & Title

Escrow questions test the neutral third-party role and the sequence of closing events. Remember that the escrow agent acts as a dual agent for both buyer and seller and cannot advocate for either side.

Key Escrow & Title Terms in This Question

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