In Alaska, disparate impact theory in fair housing means that a policy may be unlawful if:
Why The policy disproportionately harms a protected class even without discriminatory intent Is Correct
Answer B: The policy disproportionately harms a protected class even without discriminatory intent
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
Key Fair Housing Terms in This Question
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Related Alaska Questions
- Alaska state fair housing law adds which protected class(es) beyond the federal Fair Housing Act?Fair Housing
- An Alaska landlord requires all applicants to provide proof of citizenship. This policy likely violates the Fair Housing Act because:Fair Housing
- The Alaska Human Rights Act provides fair housing protections that extend beyond the federal Fair Housing Act. Which additional protected class does Alaska law include?Fair Housing
- In Alaska, the fair housing protected class of 'familial status' covers:Fair Housing
- Alaska is considered a 'lien theory' state, which means:Finance
- Alaska is classified as a lien theory state. This means that when a borrower obtains a mortgage:Finance
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Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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