Escrow & Title

In Alaska, which type of title insurance policy protects the buyer from title defects that existed before the policy date?

ALender's policy only
BOwner's title insurance policy✓ Correct
CHazard insurance
DE&O insurance

Explanation

An owner's title insurance policy protects the buyer from financial losses due to covered title defects that existed as of the date of the policy. It continues for as long as the owner holds title and is a one-time premium paid at closing.

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