Escrow & Title
Which of the following is NOT typically covered by a standard owner's title insurance policy?
AForged deeds in the chain of title
BUnknown liens recorded before the policy date
CDefects arising after the policy date✓ Correct
DSurvey discrepancies existing before the policy date but not shown in public records
Explanation
Standard title insurance policies cover defects, liens, and encumbrances that exist at or before the policy date. They do not cover matters arising after the policy is issued. Extended coverage policies may cover certain matters not shown in the public records.
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