Fair Housing
Under the Fair Housing Act, the statute of limitations for filing a complaint with HUD is:
A6 months
B1 year from the date of the alleged discriminatory act✓ Correct
C2 years
D5 years
Explanation
A complaint must be filed with HUD within one year (365 days) of the alleged discriminatory act or the date the complainant knew or should have known about it. For private civil actions in federal court, a two-year statute of limitations applies.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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