Fair Housing
A lender refuses to make mortgage loans in a specific low-income neighborhood regardless of individual applicant qualifications. This practice is called:
ASteering
BBlockbusting
CRedlining✓ Correct
DPredatory lending
Explanation
Redlining is the illegal practice of refusing to provide mortgage loans, insurance, or other financial services to residents of entire neighborhoods based on the racial or ethnic composition of those neighborhoods.
Related Arizona Fair Housing Questions
- Arizona's Fair Housing Act complaint must typically be filed with HUD within:
- An Arizona real estate agent who sends automated listing notifications only to certain zip codes that exclude historically minority neighborhoods may be engaging in:
- In Arizona, fair housing violations may be pursued through which of the following channels?
- In Arizona, a homeowners association (HOA) that enforces deed restrictions prohibiting rental of units to families with children:
- In Arizona, which of the following is NOT a valid defense to a fair housing complaint?
- Under Arizona fair housing law, the protected class of 'color' is:
- In Arizona, a real estate licensee who engages in discriminatory housing practices may be subject to:
- Arizona's state fair housing law adds which protected class NOT covered by the federal Fair Housing Act?
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