Property Ownership

An Arizona property that is located in a 'homeowner's association (HOA) community' has what type of encumbrances attached?

AOnly the mortgage lien
BCC&Rs (Covenants, Conditions, and Restrictions) that run with the land and bind all future owners✓ Correct
COnly government-imposed restrictions
DOnly the individual owner's voluntary agreements

Explanation

HOA communities are governed by CC&Rs recorded with the original development. These private deed restrictions run with the land and are binding on all future owners, whether or not the new owner is personally aware of them.

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