ContractsIntermediateArizona Exam

Which of the following BEST describes a land contract (contract for deed) in Arizona?

AA conventional purchase contract in which the title company holds the deed in escrow and releases it to the buyer only after the lender funds the mortgage loan
BA seller-financing arrangement where the buyer takes possession but the seller retains legal title until the purchase price is paidCorrect
CA lease agreement that automatically converts to a purchase contract after the tenant makes a specified number of on-time monthly payments without any default
DA commercial financing structure in which the developer retains title as security for the construction loan until the project is sold and the lender's lien is released

Why A seller-financing arrangement where the buyer takes possession but the seller retains legal title until the purchase price is paid Is Correct

Answer B: A seller-financing arrangement where the buyer takes possession but the seller retains legal title until the purchase price is paid

A land contract (contract for deed) is an installment sale arrangement where the buyer takes possession and makes payments to the seller, but legal title does not transfer until the full purchase price (or an agreed-upon amount) is paid.

Exam Tip: Contracts

Contract questions frequently test the essential elements required for a valid contract. Remember: competent parties, mutual consent, lawful object, and sufficient consideration. Watch for void vs. voidable distinctions.

Key Contracts Terms in This Question

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