Escrow & Title

Deed-in-lieu of foreclosure in Arizona means the borrower:

ASells the property to a third party to avoid foreclosure
BVoluntarily deeds the property to the lender to satisfy the debt and avoid formal foreclosure proceedings✓ Correct
CFiles for bankruptcy to prevent foreclosure
DRefinances the loan to avoid default

Explanation

A deed-in-lieu of foreclosure is when the borrower voluntarily conveys the property to the lender in exchange for release from the mortgage obligation, avoiding the formal foreclosure process (though it still damages credit).

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