Property Valuation

In Arizona, a Comparative Market Analysis (CMA) prepared by a real estate agent is:

AEquivalent to a formal appraisal
BAn informal estimate of value used for listing price or offer decisions, not a substitute for an appraisal✓ Correct
CRequired by ADRE for all listings
DA legally binding statement of value

Explanation

A CMA is an informal tool using recent comparable sales to estimate market value for listing or buying decisions. It is not a formal appraisal, does not carry the same professional standards or liability, and cannot be used in lieu of an appraisal for mortgage purposes.

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