Property Ownership
In Arizona, a homeowner's association (HOA) lien for unpaid assessments is generally:
ASuperior to all other liens including first mortgages
BSubordinate to first mortgages but may allow the HOA to pursue collection and foreclosure✓ Correct
COnly enforceable if approved by ADRE
DUnenforceable unless the homeowner signed a personal guaranty
Explanation
Arizona HOA liens for unpaid assessments are typically subordinate to first mortgage liens. However, an HOA may foreclose on its lien under Arizona statute (A.
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