Property ValuationIntermediateArizona Exam

In Arizona, an 'as-is' appraisal differs from an 'as-completed' or 'subject-to' appraisal in that:

AAn as-is and as-completed appraisal produce identical values; the difference is only in the certification form the appraiser signs
BAn as-is appraisal reflects the current condition of the property, while an as-completed appraisal projects the value after proposed repairs or renovations are completedCorrect
CAn as-is appraisal is required for all cash purchases in Arizona, while an as-completed appraisal is used only when the buyer is obtaining a construction loan
DAn as-completed appraisal applies the same comparable sales as an as-is appraisal but adds a mandatory 10% premium for anticipated market appreciation

Why An as-is appraisal reflects the current condition of the property, while an as-completed appraisal projects the value after proposed repairs or renovations are completed Is Correct

Answer B: An as-is appraisal reflects the current condition of the property, while an as-completed appraisal projects the value after proposed repairs or renovations are completed

An as-is appraisal values the property in its current condition, including any deficiencies. A subject-to or as-completed appraisal values the property assuming certain repairs, renovations, or construction will be completed—commonly used for purchase-renovation loans or new construction.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

Key Property Valuation Terms in This Question

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