Escrow & Title

In Arizona, escrow is BEST described as:

AA trust account held exclusively by the lender
BA neutral depository where money, documents, and instructions are held until conditions of a transaction are met✓ Correct
CA government recording system for real estate deeds
DA title insurance policy held by the buyer

Explanation

Escrow is a neutral arrangement where a third party (escrow agent/company) holds funds, documents, and instructions from buyer and seller until all conditions of the transaction are satisfied, at which point the transaction closes.

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