A title insurance policy that protects the lender against losses from title defects is called a:

Insurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.

Prepaid interest paid to a lender at closing to reduce the mortgage interest rate, with each point equal to 1% of the loan amount.

Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.

The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.