Escrow & Title

RESPA's kickback prohibition (Section 8) in Arizona prevents:

AAll referral fees between real estate professionals
BGiving or accepting fees, kickbacks, or unearned referral fees in connection with federally related mortgage transactions✓ Correct
CTitle companies from charging for title insurance
DEscrow fees from exceeding a set maximum

Explanation

RESPA Section 8 prohibits giving or accepting kickbacks, referral fees, or unearned compensation in connection with federally related mortgage transactions. It does not prohibit all referral arrangements, only those where no service is performed.

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