Fair HousingIntermediateArizona Exam

Testing (fair housing testing) in Arizona is conducted to:

ATest real estate license applicants' knowledge of fair housing law as part of the pre-licensing examination administered by the Arizona Department of Real Estate

BDetect and document discriminatory practices by sending testers posing as real estate consumersCorrect

CTest the physical quality and habitability of housing units for compliance with Arizona's minimum safety standards before a certificate of occupancy is issued

DEvaluate the sales performance, customer service skills, and professional competency of real estate agents on behalf of their employing brokerage

Why Detect and document discriminatory practices by sending testers posing as real estate consumers Is Correct

Answer B: Detect and document discriminatory practices by sending testers posing as real estate consumers

Fair housing testing involves trained testers (one from a protected class, one not) who pose as consumers to detect and document discriminatory practices. Test results can be used as evidence in fair housing complaints.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Debt-to-Income Ratio (DTI)

A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.

Comparable Sales (Comps)

Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

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Fair Housing Laws Guide

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