Property ValuationIntermediateArizona Exam

The 'discounted cash flow' (DCF) analysis in Arizona commercial real estate appraisal differs from direct capitalization in that:

ADirect capitalization adjusts each year's income by the CPI before applying the cap rate; DCF applies the cap rate only to the first year's income
BDCF projects year-by-year cash flows and a reversion value and discounts them to present value, while direct cap uses one year's stabilized NOICorrect
CDCF requires a minimum 10-year holding period under FNMA guidelines; direct capitalization can be applied to any stabilized property with one year of income
DBoth produce the same indicated value when the discount rate equals the cap rate and income grows at a constant rate throughout the projection period

Why DCF projects year-by-year cash flows and a reversion value and discounts them to present value, while direct cap uses one year's stabilized NOI Is Correct

Answer B: DCF projects year-by-year cash flows and a reversion value and discounts them to present value, while direct cap uses one year's stabilized NOI

DCF analysis projects income and expenses for each year of a holding period plus a terminal (reversion) value, then discounts all cash flows to present value at a yield rate. Direct capitalization uses a single year's stabilized NOI divided by a cap rate.

Exam Tip: Property Valuation

Valuation questions focus on the three approaches to value: sales comparison, cost, and income. Know which approach is best for which property type. The income approach uses cap rate and NOI — memorize these formulas.

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