Fair Housing
The term 'housing for older persons' exemption from the familial status protection of the Fair Housing Act applies to communities that:
ARestrict occupancy to persons 50 years or older
BHave at least 80% of units occupied by persons 55 or older and publish and follow policies demonstrating intent to be 55+ housing✓ Correct
CAre exclusively for seniors 62 and older only
DHave at least 50% of units occupied by persons 62+
Explanation
The 55+ exemption requires: (1) at least 80% of occupied units have at least one person 55 or older, (2) the community publishes and follows policies demonstrating housing for older persons, and (3) complies with HUD regulations.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Earnest MoneyA deposit made by the buyer when submitting a purchase offer, demonstrating serious intent and serving as consideration for the contract.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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