Fair Housing

The Fair Housing Act's 'Mrs. Murphy exemption' allows an owner to discriminate based on race, religion, sex, national origin, familial status, or disability if:

AThe owner is over 65 years old

BThe owner occupies one of no more than four dwelling units in the building and does not use a real estate broker or discriminatory advertising✓ Correct

CThe property is worth less than $100,000

DThe owner has held title for more than 25 years

Explanation

The 'Mrs. Murphy exemption' (named for a hypothetical small landlord) exempts owner-occupied buildings of four or fewer units from some Fair Housing Act provisions.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Chain of Title

The sequential record of all transfers of ownership for a piece of property from the original patent holder to the present owner.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.