Contracts

A buyer includes a financing contingency in their offer. If the buyer is unable to obtain a loan, the contingency allows the buyer to:

ASue the seller for specific performance
BTerminate the contract and receive a refund of earnest money✓ Correct
CAutomatically extend the closing date by 30 days
DReduce the purchase price by the amount of the unfunded loan

Explanation

A properly drafted financing contingency allows the buyer to terminate the contract and recover their earnest money if they cannot secure financing under the specified terms within the contingency period.

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